Monday, October 12, 2015

Top 10 Things You're Paying Too Much For


There is an abundance of products on the market that appeal to consumers with flashy advertising and convenience, but drive them to spend too much money. Through awareness of different discount options that are available and cutting out unnecessary spending, it’s easy to save on everyday products. Here is a list of ten things that you’re paying too much for:

·         Name-Brand: Whether its beauty products, pain relievers, clothes or other everyday items, give new products and brands a chance. Snagshout.com, a new social deals website, provides consumers with deep discounts on new products in exchange for reviewing the product on Amazon. Most of the deals are between 30-90% off of regular retail price for Snagshout users who are willing to try the product and leave an honest review within two weeks of purchase.
·         Cell phones: There is no need to be locked in to a phone contract when same benefit, no-contract options are available. GIV Mobile is a no-contract wireless provider offering unlimited plans starting at just $20 per month. Utilizing T-Mobile’s 4G LTE network, GIV Mobile’s five affordable unlimited no-contract plans allow users to have fast and reliable connections from nearly anywhere in the U.S. They are also the first consumer conscious, no-contract service dedicated to giving 8% of every customer’s monthly plan amount to a non-profit charity of the customer’s choice.
·         Hygiene Products: Toothpaste, deodorant, shampoo and conditioner can rack up the grocery bill. You should never have to pay full price. As all of these items go on sale periodically throughout the year. Score the most savings by purchasing several at a time during the price drop to last until the next sale. This can save you money and disappointment the morning of running out.
·         Haircuts: Haircuts can be expensive, especially if your cut requires you to frequent the salon more than a few times a year. Luckily, there are plenty of ways to save money and still get a great cut, like visiting a salon training facility, or even cutting your own.
·         Meat: Whether you’re shopping for one person or for a family of six, buying groceries isn’t cheap, especially when it comes to meat. Thankfully there are tips to help stretch your dollar for one of the most overpriced grocery items in stores, like keeping your eye on the expiration date or having the butcher slice the meat for you.
·         Movies: Movies are incredibly pricey, especially if you aren’t aware of available movie theatre discounts. Fortunately, there are plenty of deals that you can score without putting a lot of effort into the search, just let the deals come to you! Enjoying a movie in the comfort of your own home can save even more cash; with RedBox rentals starting at $1.60, that adds up to about six movies at home for less than the price of one in the theatre.
·         Late Payments: You’re definitely paying too much for late payments, because you can cut those out entirely. Unnecessary payments made to the bank after an accidental bounced check or an overdraft start to add up. Keep track of your account balance and spending habits to avoid unnecessary fees and save money in the long run. Follow these banking tips, or try a site like Mint - your wallet will thank you later.
·         Water: Bottled water is marketed as a fresh, chemical-free alternative to tap water. However, it isn’t any different from the water from the kitchen sink. While it might be convenient, bottled water is costing you a significant amount of money that could be put toward an at-home water filter. Plus, the negative impact that plastic bottles have on the environment is nothing to take lightly.
·         Cable: With Netflix and other online sites for streaming TV shows online, cable is not a necessity. However, if you enjoy kicking back on Sundays watching your favorite NFL teams go head to head, you can always borrow some advice for discounts with your cable provider to pay a little less than you currently do.
·         Electricity: Keeping electric devices plugged in, especially when not in use, can increase an electric bill. For some customers, these “phantom charges” make up 10% of the bill! Learn ways to cut the cost, and in turn, be more energy efficient.

Source: Omar Aqel, co-founder of GIV Mobile or Paul Johnson, CEO and founder of Snagshout.

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